BetaPayAIBetaPayAI

BetaPayAI

Intelligent payments via chat

Airtime, data & utility bills — paid in one chat.

Open WhatsApp or Telegram. Say what you need. BetaPayAI tops up data, buys airtime, and pays electricity or cable — right in the conversation.

Start on WhatsAppStart on TelegramSee the story
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Chapter 01 — The problem

You shouldn't need five apps to keep the lights on.

Paying for connectivity and utilities in Nigeria usually means juggling apps, portals, and USSD. BetaPayAI collapses that whole story into a single WhatsApp chat.

The Old Way

  • Download a banking app just to buy airtime or pay PHCN
  • Fumble through disco portals to buy an electricity token
  • Hunt for your DStv IUC across three different apps
  • Retype meter numbers you already know by heart

The BetaPayAI Way

  • Zero downloads — airtime, data & bills live in WhatsApp
  • One sentence: “Pay ₦10k Ikeja Electric to meter…”
  • Tokens & renewals confirmed in sub-second time
  • AI remembers your meters, smartcards & numbers

Chapter 02 — The journey

From message to receipt in three beats.

No new app to learn. Just the WhatsApp conversation you already know — with an AI that finishes the payment.

Step 01

Send a message

Open WhatsApp and tell BetaPayAI what you need in plain English — no menus, no forms, no jargon.

Step 02

AI processes it

Our conversational AI parses intent, verifies your wallet balance, and confirms the transaction with you in real time.

Step 03

Instant delivery

Airtime, data, electricity tokens, and cable renewals land in sub-second time — with an instant confirmation receipt in chat.

Chapter 03 — What you can do

Everything you need,
nothing you have to install.

Natural Conversational AI

Type the way you'd text a friend — "Send 5GB MTN data to 08012345678" or "Pay ₦10,000 Ikeja Electric meter 450…". Our AI understands airtime, data, and utility bills instantly — no menus, no USSD codes.

AirtimeDataElectricityCable TVWater

Instant VTU & Bills

Sub-second airtime & data (MTN, Airtel, Glo, 9mobile), plus electricity tokens and cable TV renewals — every time.

Bank-Grade Security

End-to-end encrypted transactions with multi-layer fraud prevention on infrastructure built to bank-grade standards.

Learn more

Automated Virtual Wallet

Fund instantly via your own dedicated virtual account number. Bank transfers reflect in real time — no waiting, no manual confirmation.

Wallet Balance

₦47,250.00

Funded in real time

All services

Every top-up, bill & wallet in one chat.

52+ providers across airtime, data, cable, electricity, betting, exam pins, and your BetaPayAI wallet — available right inside WhatsApp.

Airtime & Connectivity

6

  • MTN Airtime

    Airtime & Connectivity

  • Airtel Airtime

    Airtime & Connectivity

  • Glo Airtime

    Airtime & Connectivity

  • 9mobile Airtime

    Airtime & Connectivity

  • International Airtime Top-up

    Airtime & Connectivity

  • Smile Network Payment

    Airtime & Connectivity

Data Bundles

4

  • MTN Data (SME / Direct)

    Data Bundles

  • Airtel Data (SME / Direct)

    Data Bundles

  • Glo Data

    Data Bundles

  • 9mobile Data

    Data Bundles

Cable TV

3

  • DStv Subscription

    Cable TV

  • GOtv Subscription

    Cable TV

  • StarTimes Subscription

    Cable TV

Electricity & Utilities

11

  • Ikeja Electric (IKEDC)

    Electricity & Utilities

  • Eko Electric (EKEDC)

    Electricity & Utilities

  • Abuja Electric (AEDC)

    Electricity & Utilities

  • Ibadan Electric (IBEDC)

    Electricity & Utilities

  • Port Harcourt Electric (PHED)

    Electricity & Utilities

  • Kano Electric (KEDCO)

    Electricity & Utilities

  • Kaduna Electric (KAEDCO)

    Electricity & Utilities

  • Jos Electric (JEDPLC)

    Electricity & Utilities

  • Benin Electric (BEDC)

    Electricity & Utilities

  • Enugu Electric (EEDC)

    Electricity & Utilities

  • Yola Electric (YEDC)

    Electricity & Utilities

Betting Wallets

23

  • 1xBet

    Betting Wallets

  • BangBet

    Betting Wallets

  • Bet9ja

    Betting Wallets

  • BetKing

    Betting Wallets

  • BetLand

    Betting Wallets

  • BetLion

    Betting Wallets

  • BetWay

    Betting Wallets

  • CloudBet

    Betting Wallets

  • LiveScoreBet

    Betting Wallets

  • MerryBet

    Betting Wallets

  • NaijaBet

    Betting Wallets

  • NairaBet

    Betting Wallets

  • SportyBet

    Betting Wallets

  • SupaBet

    Betting Wallets

  • AccessBet

    Betting Wallets

  • Betbaba

    Betting Wallets

  • Betgr8

    Betting Wallets

  • Frapapa

    Betting Wallets

  • GreenLotto

    Betting Wallets

  • Hallabet

    Betting Wallets

  • MLotto

    Betting Wallets

  • mSport

    Betting Wallets

  • SureBet

    Betting Wallets

Education & Exam Pins

4

  • WAEC Result Checker Pin

    Education & Exam Pins

  • NECO Result Token

    Education & Exam Pins

  • NABTEB Scratch Card Pin

    Education & Exam Pins

  • JAMB Profile / Registration Code

    Education & Exam Pins

Payment

1

  • BetaPayAI Wallet

    Payment

Check live provider status

New providers are added regularly — ask in chat if you need one not listed.

Chapter 04 — Utility bills

Lights on. Decoder live.
Bills paid in chat.

Stop logging into disco portals and cable apps. Tell BetaPayAI your meter or smartcard number, confirm the amount, and get an instant receipt — electricity tokens, cable renewals, and more.

Electricity tokensCable renewalsInstant receipts
9:41

BetaPayAI

online

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Electricity

Pay prepaid and postpaid meters — Ikeja Electric, Eko Electricity, Abuja Disco, and more — by chatting your meter number and amount.

Ikeja ElectricEko ElectricityAbuja Disco

Cable TV

Renew DStv, GOtv, and Startimes in seconds. Just send your smartcard or IUC number and the plan you want.

DStvGOtvStartimes

Water bills

Settle supported water utility bills without leaving WhatsApp — no portals, no queue numbers.

State water boards

Gas & more

We’re expanding to more household billers so everyday payments stay in one conversation.

Coming soon

Refer friends

Invite friends.
Track results in chat.

Share on WhatsApp or Telegram with one tap. Ask for referral analytics in chat for a private stats link on this site.

1

Get your code

Message BetaPayAI on WhatsApp or Telegram — ask "what's my referral code?" or check account details.

2

Share your link

Send a WhatsApp or Telegram invite link. Friends open chat with your code already filled in.

3

Earn when they qualify

You're linked immediately. Rewards credit after their first qualifying wallet deposit or purchase.

Share link format

betapayai.com/referal/whatsapp/YOURCODE

betapayai.com/referal/telegram/YOURCODE

Opens WhatsApp with your code Opens Telegram bot with /start payload

Referral policy Start in chat

Chapter 05 — The team

The people writing the next chapter.

Enarebebe Abraham

Enarebebe Abraham

Founder & CEO

Software Engineer, Entrepreneur, and Medical Doctor with a passion for building technology-driven solutions that solve real-world problems. I combine software engineering and entrepreneurial leadership to build innovative products, lead high-performing teams, and turn ideas into scalable businesses that create meaningful impact.

Audu Victor

Audu Victor

Co-Founder & CTO

Technology Executive, CTO, and Medical Doctor with a strong passion for building innovative digital solutions that improve everyday life. As a CTO, I lead technology strategy, product development, and engineering teams, transforming ideas into scalable, secure, and user-focused products.